| Developer: | Uni Cards (1) | ||
| Price: | Free | ||
| Rankings: | 0 | ||
| Reviews: | 0 Write a Review | ||
| Lists: | 0 + 0 | ||
| Points: | 0 + 139,203 ¡ | ||
| Points + 1 | |||
Description
Uni Paychek - India's 1st salary subscription product.
Receive a free credit of up to ₹100,000 every month. Sent directly to your bank account. Just like a salary before your salary.
👉🏼Subscribe with a paperless one-time setup that takes less than 3 minutes
🗓Note the eligible amount and Paychek date basis plan. Your Paychek arrives on this date every month
🌟You get 15/30 days of free credit period each month, depending on the plan selected
⏸ Don’t need Paychek for a month? You can always pause it from the app
🔄Get 15/30 days more to clear your credit card bill, cover your EMIs, and pay rent and utility bills…you can use Paychek for anything and everything
🎖Paychek is enabled by our partners - nationally recognized NBFCs that are regulated by RBI
😇Over 2 Lakh happy users have made Paychek a part of their monthly finances
Paychek's 15-day variant is completely free. You can also choose a 30-day plan paying a subscription fee. Try it today!
How to begin (Steps for new users)
1️⃣Download the Uni app
2️⃣Check eligibility
3️⃣Complete KYC
4️⃣Subscribe to Paychek
Paychek details -
Paychek amount upto Rs 1,00,000 every month
Min Tenure to repay - 24 months & Max tenure to repay - 24 months
Subscription plan : 15 day & 30 day
Subscription fee - Zero fee for the 15-day plan & One-time subscription fee of Rs 1999 (including GST) for 30 day plan
Max APR (Annual percentage rate) is 48% + GST ( this includes carry forward fee ) and it varies across the risk profile of the customer
If repaid in 24 months applicable APR is charged
If repaid in full by the due date - zero APR is charged
Example of a Paychek transaction with Rs 50,000 Amount :
Amount : Rs 50,000
Annualised Carry Forward fee (Interest) : 45% p.a + GST
Subscription Plan : 30 Day
Subscription Fee : Rs 1999
Disbursal Amount : Rs 50,000
If repaid by due date
Carry forward fee ( Interest ) = 0
Total amount to be paid = Rs. 51,999 incl. Of GST
If repaid in 24 months
Carryforward fee = Rs 19,276 + GST
Total amount to be paid = Rs. 71,275 + GST
*Carryforward fee varies based on customer risk profile.
To know more, you can always check our website 🌐 paychek.uni.club
Or send us an email to 📧care@uni.club
Office address -
Uniorbit Technologies Pvt Ltd. (Uni Cards)
No.3, B Nexus, 3rd Block, Koramangala 1A Block, SBI Colony, Koramangala, Bengaluru, Karnataka 560034
List of partnered entities
NBFC - DMI Finance Private Limited
NBFC - NDX P2P PRIVATE LIMITED
NBFC - Transactree Technologies Private Limited
NBFC - Northern Arc Capital Limited
NBFC - Kisetsu Saison Finance (India) Private Limited
Screenshots
What's new
- Version: 0.89.4
- Updated:
Price
- Today: Free
- Minimum: Free
- Maximum: Free
Track prices
Developer
- Uni Cards
- Platforms: Android Apps (1)
- Lists: 0 + 0
- Points: 0 + 139,203 ¡
- Rankings: 0
- Reviews: 0
- Discounts: 0
- Videos: 0
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Additional Information
- Category:
Android Apps›Finance - OS:
Android 5.0 and up - Size:
21 Mb - Content Rating:
Everyone - Google Play Rating:
3.5(139,203) - Updated:
- Release Date:
Contacts
- Website:
https://www.uni.cards/
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